Credit Analyst Real Estate Finance and Construction - Utrecht

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Active since 24-08-2018 Job category Banking and/or Insurance
Location Utrecht Level Mid-Senior level
Educational level Master / Post-Graduate / ... Employment type Fixed term contract with option...
Hours 32 - 40 Salary Competitive
Credit Analyst Real Estate Finance and Construction - (180001HV)

Location: Nederland-Utrecht-Utrecht
Job Field: Risk
Organization: CRO RM WRR
Employee Status: Full-time - Permanent
Job Level: Professional
Work Experience: 3 - 10 years of experience


Imagine…you are actively involved and give independent opinion and advice on credit/structure risks in complex real estate and construction transactions. With you as our Medior Credit Analyst, we make this possible together. Your expertise and ability to identify the key risks factors in a transaction will be an asset to our team.

Making a difference

  • Development of an independent, objective, and balanced risk assessment of proposed (debt) structures and advise on finance proposals.
  • Preparation of high quality credit reports (e.g. applications, reviews). When writing the credit report (the basis for a credit decision) you are primarily responsible for market analysis, financial analysis, structural analysis and determining the credit risk rating, economic capital and RAROC.
  • Proactive monitoring and reporting on the clients in your own portfolio. In both cases it is important to understand the drivers and the main risks of the company and the real estate sector, and succinctly write this down in the credit report.
  • Sharing knowledge, including (together with your colleagues) acting as a center of competence for credit risk tools and models to a wider audience within the bank.
  • Participating in (risk related) working groups/projects.

With each other
Collaboration is at the heart of everything we do. Our Structured & Corporate Credit Analysis team brings talented people together to broaden their credit analyses skills. The department consists of 7 teams and work closely together. With you as a Medior Credit Analyst, the team will consist 50 diverse colleagues in a variety of roles.

With you
Customer focus, problem solving skills, independent judgment and collaboration are clearly essential for the role of Medior Credit Analyst. In addition, it's important that you recognise everything in the checklist below:
  • you have a Master degree with thorough knowledge of (i) analyzing business risks, financial data and assessing credit risks; (ii) accounting standards; (iii) banking products; (iv) the Dutch real estate sector and (V) construction;
  • you have (some) experience with (external) customer contact and liaising with other financiers (debt / equity) and are familiar with legal aspects and loan documentation;
  • you have an hands-on mentality and like to work in a demanding and dynamic environment
  • your communication and language skills (verbally and in writing) are excellent in Dutch and English;
  • you have a desire to further develop personal skills, as well as (all-round) credit analysis skills;
  • experience with property and construction finance is preferred.

Growing a better world together
You'll already be aware that Rabobank is a financial services provider for more than 8.5 million customers in 40 countries. But did you know that we aim to contribute to real change with our 'Growing a better world together' mission? We do so in countless ways, such as:
  • We are happy to share our knowledge about sustainable, financial solutions. For example, we give a discount to business customers who carry a sustainable quality mark.
  • In a Humanitas project we help people who have financial problems to get their home administration in order.
Do you want to become the ideal version of yourself? We would love to help you achieve this by focusing firmly on your growth, development, and investing in an environment where you keep learning every day. We give you the space to innovate and initiate. In this way, we offer you numerous opportunities to grow and help you exceed your expectations, to do the right thing exceptionally well, and to therefore grow as a professional. In addition, with us (on the basis of a 36-40 hour working week), you can also expect:
  • the function is scaled in function group 8/9;
  • a thirteenth month and holiday pay;
  • an Employee Benefit Budget ( 9% of your monthly salary). You decide how to spend this budget. This may include purchasing extra leave days, making extra pension contributions or even receiving a monthly cash payout;
  • a personal budget that you can spend on activities related to your personal development and career;
  • flexible working times and location-independent working;100% reimbursement of commuting costs if you travel by public transport! Do you still prefer to travel by car or motorbike? Then choose a commuting allowance;
  • a pension scheme, to which your contribution is only 5%.

Let's meet
Are you the person we're looking for? Are you ready to join Rabobank as a Medior Credit Analyst and to make a difference to yourself, our customers and to society? We look forward to receiving your application for this vacancy in Utrecht.

Good to know:
  • Apply via the “Apply now” button.
  • If you have any questions about the specific details of this position, please contact Tessa Primus-Kruimer, manager Structured & Corporate Credit Analysis on +31 (0)6 12035016.
  • Marielle.Jenneskens, recruiter, would be happy to answer any questions about the application procedure via Marielle.Jenneskens@rabobank.nl.
  • The application process includes screening. Based on the screening procedures in place at Rabobank, we assess whether new staff are reliable enough to work at Rabobank.
  • The application process for this vacancy includes an individual assessment.
  • Your privacy is important to us. Do you want to know more, click on this link.
  • Everyone is different, and it is exactly those differences that help us become an even better bank. That's why we want to know who you really are!

Agency calls are not appreciated.

More information
This listing is a part-time job

Job category Banking and/or Insurance
Industry / Industries Banking & Financial Services
Region Utrecht
Keywords .

Contact information

Name Rabobank .
Phone N/A